Financing

Flexible Financing with Shop Pay Installments

At Ottawa Valley Air Paddle, we want gearing up for your next adventure to feel easy on both your schedule and your wallet. That’s why every purchase in our store or online checkout now qualifies for Shop Pay Installments—Shopify’s built-in buy-now-pay-later experience that lets you split the cost into predictable payments while we still ship (or hand over) your gear right away.

Two Ways to Pay

Option	How it works	Terms & Cost
Pay-in-4, interest-free	Your total is divided into four equal payments automatically charged every two weeks.	0 % APR – no interest, no fees, no impact on credit for pre-qualification.
Monthly installments	Spread the balance across 3, 6, or 12 fixed monthly payments.	10 – 32 % APR (exact rate shown at checkout before you commit).

Available for orders between $50 and $30,000 CAD. Approval is instant and subject to credit eligibility.

How to Check Out with Shop Pay Installments

Add your items to cart and proceed to checkout.
Choose “Shop Pay” as your payment method.
Select a plan (Pay-in-4 or Monthly) and review the full schedule and any interest before confirming.
Complete your order—we get paid in full right away, so your gear leaves our shop immediately.
Make payments automatically through the card or bank account you saved. You can pay off the balance early at any time with no penalty.

Why Customers Love It

Budget-friendly: Smaller, predictable payments help spread out bigger purchases.
Transparent: No hidden fees or surprises—every cost is shown up-front.
Fast approval: Most shoppers are approved in seconds, right in the checkout flow.
Secure & convenient: Powered by Shopify and Affirm, with industry-leading encryption and automatic reminders.

Ready to Paddle, Ski, or Snowshoe—Now?

Add your favourite gear to cart and choose Shop Pay Installments at checkout. Adventure today, pay over time, and keep your cashflow free for the next trip.